Modern Stewardship for the Next-Gen Affluent

In today's dynamic world, wealth management requires more than just traditional strategies. It demands a forward-thinking, holistic approach that resonates with both seasoned investors and the vibrant energy & ideas of the younger generation.
Your Quarterback held to a fiduciary standard

With Lumida, you're not just getting a service; you're gaining a Quarterback. We will build & lead your team. We ensure that every detail, no matter how minute, is taken care of. From strategic investments to estate planning, from insurance & healthcare to philanthropic ventures, we handle it all. So you can focus on what truly matters - living your best life.


Effortless management for the Modern Family

Your time is precious. Let us handle the intricate details so you can focus on what truly matters.
Streamlined processes for efficient collection.
Cash & Liquidity Management
Optimal strategies to ensure your liquidity needs are always met.
Seamless handling and execution of all your essential documents.
Tax & Estate Coordination
Integrated solutions for a harmonious financial landscape.

Value Creation at Every Step

Maintain Integrity of Estate Plan
Ensuring your legacy remains intact and as envisioned.
Improve Return
on Cash
Smart strategies to enhance your cash returns.
Data-driven insights for informed investment decisions.
We're committed to turning over every rock to ensure your wealth works harder for you.

The Lumida Tribe Experience

Unlock the Power of Community : Being a part of Lumida means you're a part of an exclusive community.
Connect with Your Peers
Learn from the Best
Attend Exclusive Events

Your Digital Vault

Personal IDs/Records
Keep your personal identification and records secure.
Private Fund Information
All your private fund documents, contact info, and more.
Estate Plans and Insurance Policies
Comprehensive storage of all estate planning and insurance details.
In an unpredictable world, ensure your most crucial documents are organized, safe, and easily accessible.


In a world where the traditional 60/40 portfolio no longer suffices, Lumida stands as a beacon for those seeking more.
Our clients, with their insatiable thirst for knowledge and clarity, recognize the potential of niche asset classes and emerging technologies. Lumida's mission is to guide you beyond the ordinary, helping you achieve the extraordinary.


Ram Ahluwalia Headshot
Ram Ahluwalia
CEO, Co-CIO, Co-Founder

Ram is the Co-CIO and CEO, overseeing Lumida’s management team and directing the firm’s mission and operating principles. Ram has 20+ years of operating and investment experience, including as the founder of Cross River Crypto, founder and CEO PeerIQ (sold to Cross River Bank), and operating executive at Bank of America and Merrill Lynch. Ram is a CFA Charterholder and earned his BA in Philosophy and Economics from Columbia College.

Peter Loukas Headshot
Peter Loukas
General Manager, Co-CIO, Co-Founder

Pete is the Co-CIO and General Manager of Wealth, overseeing all activities in the Digital Assets Group and Alternative Investments Group, including investment research, portfolio management, and client advisory and engagement. Pete has 12+ years of operating and investment experience, including roles at Lev Capital, Theorem Partners, Cambridge Associates, and Laurel Road. Pete is a CFA Charterholder and CAIA Charterholder, and earned his BA in International Political Economy from Fordham University.

Jonathan Espinosa Headshot
Jonathan Espinosa
Director of Wealth

Jonathan is the Director of Wealth within the Digital Assets Group, where he is responsible for the development and implementation of digital asset investment strategies for HNW and institutional clients. Jonathan has 15+ years of operating and investment experience, including as the co-founder of boutique investment advisor Veracity Capital, Director of Private Client at BlockFi, and an investment advisor at Goldman Sachs, Merrill Lynch, and WE Family Offices ($15B international multi-family office). Jonathan earned his BA in Finance from University of Miami.

Dimitri Roumeliotis Headshot
Dimitri Roumeliotis
Relationship Manager

Dimitri is a Relationship Manager at Lumida where he is responsible for the development and servicing of HNW and institutional clients and their digital asset portfolios. Dimitri has 8 years of crypto native and financial services experience as a senior Institutional Salesperson at Anchorage Digital and a Vice President in Equities at Deutsche Bank. Dimitri earned his BSBA in Finance and International Business from Georgetown University where he rowed Division I Crew.

Justin Guilder Headshot
Justin Guilder
COO, CLO, Co-Founder

Justin is the COO and CLO, overseeing all corporate operations, including finance, legal, compliance, people, and investment advisory operations. Justin has 18+ years of operating, investing, and legal experience, including as Co-founder and CEO of Reserve Trust, Co-founder and Managing Director of boutique investment firm PennAve One, and Attorney at Dentons and Kilpatrick Townsend. Justin earned his JD from The George Washington University Law School and his BA in Business Administration from University of Florida.

Our investors bring deep expertise across digital assets, traditional finance, and financial services regulation

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Social Leverage

GP (fmr Head of Data Science at Third Point and WorldQuant)

Arthur Levitt
Arthur Levitt

Former SEC Chairman

Howard Linzdon
Howard Linzdon

Founder and Managing Partner, Social Leverage

Ryan Selkis
Ryan Selkis

Founder & CEO, Messari

Mike Dudas
Mike Dudas

Founder and General Partner, 6th Man Ventures

Gokul Rajaram
Gokul Rajaram

Board Member, Coinbase

Raj Date
Raj Date

Founder and Former Dep. Director of the CFPB, Fenway Summer Ventures

Drew Austin
Drew Austin

Founder and General Partner, Red Beard Ventures

Marshall Lux
Marshall Lux

Advisor/Fellow at BCG, McKinsey, Harvard

Henry Pinnell
Henry Pinnell

SMD of Tech Investment Banking, SVB

Matt Ober
Matt Ober

General Partner and Member of Lumida's Board of Directors, Social Leverage

Dev Gopalan
Dev Gopalan

Head of Private Credit, Sagard (former Head of US Private Credit, KKR)

Neal Berger
Neal Berger

Founder, Eagle's View Capital Management

Hany Rashwan
Hany Rashwan

Founder & CEO, 21 Shares