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Lumida is a digitally native, SEC registered investment advisor specializing in alternative investments and digital assets.

Based in New York and Miami, Lumida advises private clients, family offices and institutional investors on private and public investments.

We provide our clients with discretionary and non-discretionary advisory services, access to venture capital and private equity, digital assets and credit investments, all with high touch client service.

The world has changed. So should your investment advisor.

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Abstract Structure
PREPARE
FOR CHANGE

The world has changed and so has the way you need to approach investing. The era of expansionary monetary policy has come to an abrupt end. While the past was about growth, we believe the foreseeable future is about helping our clients preserve capital, enhance yield, and invest opportunistically.

A WEALTH OF EXPERIENCE

We understand that the key to success in today's complex investment landscape is staying one step ahead. That's why we employ a team of experienced professionals who are dedicated to conducting thorough, ongoing research and analysis to identify the best opportunities for our clients.

TAILORED
APPROACH

Every investor is unique, with their own set of goals, concerns, and risk tolerance. We work closely with each of our clients to develop a customized plan that aligns with their needs. Whether you're looking to grow your wealth, preserve your capital, or achieve a balance of both, we have the expertise and resources to help you reach your goals.

ALWAYS
THINK AHEAD

Our personalized approach to wealth management combines the insights and experience of our seasoned professionals from Merrill Lynch, Cross River and Anchorage so you can have confidence in your financial future and focus your energy on what matters most to you.

Join the Community: Lumida Tribe

To be the best, you need to surround yourself with the best. When you join Lumida, you join a community of like minded individuals. We call this the Lumida Tribe. We are the innovators, the entrepreneurs, and investors who seek knowledge and truth.

As a Tribe, we hunt together for ideas that help move the world forward. We host private events where you can meet and learn from other Tribe members. Join the Lumida Tribe to surround yourself with the best and brightest minds in the industry.

LEARN MORE ABOUT OUR APPROACH

Our Founding Story

We created Lumida because we recognized that the world was changing — new technologies and asset classes were emerging against the backdrop of unprecedented global uncertainty — yet we were not getting the service, insight, or access we needed in this new era of investing.

We recognized that others shared our frustration and also needed a digitally native, trusted advisor who can help them preserve and create wealth. That's why we created Lumida. To help our clients invest beyond the ordinary to achieve the extraordinary.

We give you the confidence in your financial future so you regain your time.
Reach out to us to learn more

Introducing you

Seven Dimensions

of Family Office

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Initial Assessment

During this call, we focus on getting a high-level understanding your unique financial situation and motivations for making a change.

Discovery

During the Discovery Phase, we discuss your wealth and health objectives, challenges, and motivations.

Proposal

Following the Discovery Phase, we will share a proposal that includes an asset allocation and a tailored investment  policy statement.

Initial Assessment

During this call, we focus on getting a high-level understanding your unique financial situation and motivations for making a change.

Discovery

During the Discovery Phase, we discuss your wealth and health objectives, challenges, and motivations.

Proposal

Following the Discovery Phase, we will share a proposal that includes an asset allocation and a tailored investment  policy statement.

VII

Philanthropy

Your values, manifested
Give Back & Make Impact
Support Causes, Add Meaning (community giving and purpose)
Plan Your Giving
Foundations & Investments (charitable programs, foundations, and impact investing)
Maximize Impact
Capitalize on Long-term Shifts
Evolution of family values from Profit to Purpose.
Philanthropy allows you to give back to your community and make a positive difference in the world, adding purpose and meaning to your wealth.

VI

Next Generation

Your heritage, preserved
Empower Next Generation
Prepare Stewards - Legacy management
Educate & Engage
Financial Literacy for the next generation
Nurture Family Values
Open Communication (fostering communication and instilling values)
Manage your lifestyle, health & wellness.
We're committed to free up your valuable time allowing you to focus on creating lasting memories with your loved ones.

V

Lifestyle

Your time, reclaimed
Enhance Lifestyle
Manage Luxuries (luxury purchases, travel, and residence management)
Free Up Time
Focus on Family
Seamless Experiences Impact
Enjoy Memories (yacht chartering, residence management, and overall experience)
Manage your lifestyle, health & wellness.
We're committed to free up your valuable time allowing you to focus on creating lasting memories with your loved ones.

VI

Risk Management

Your interests, protected
Manage Risks
Plan Risk & Goals - Create IPS
Assess Risk Profile
Smart strategies to enhance your returns
Build Safeguards
Capitalize on Long-term Shifts
Proactive risk management safeguards your family and assets, protecting your dreams for future generations
Depending on your family's needs, specialists assess your unique risk profile and develop a comprehensive risk mitigation strategy.

III

Finance

Your prosperity, sustained.
Accounting and bill pay
Tax planning and compliance
Consolidated reporting
Trust Administration
Pension and retirement planning
IT infrastructure management
The cornerstone of your family office, a robust financial foundation ensures long-term security and stability.
Think of it as building a solid house – the stronger the foundation, the better equipped it is to withstand the test of time.

I

governance

Your vision, clarified.
Set Vision & Goals
Build Structures
Open Communication
Strong Governance
Clear and effective governance is the compass that guides your family office and ensures its long-term success.
Good governance isn't just about power; it's about setting a clear direction for your family's future.

II

Investment Management

Your assets, amplified
Set Investment Strategy
Plan Risk & Goals - Create IPS
Diversify Portfolio
Smart strategies to enhance your returns
Align Investments with Trends
Capitalize on Long-term Shifts
Your investment strategy is the engine that grows your wealth and fuels your family's legacy.
We're committed to turning over every rock to ensure your wealth works harder for you.

Direct Indexing & Tax Loss Harvesting

In the intricate world of investments, Lumida empowers you to seize control, offering unparalleled access to direct indexing strategies that resonate with your financial aspirations. Direct indexing is an index investing strategy that involves directly purchasing the components of an index at the appropriate weights.

Why Direct Indexing?

Direct indexing can provide greater autonomy, control, and tax advantages to certain investors, over owning an index mutual fund or an index exchange-traded fund.

Here's what makes Direct Indexing a preferred choice for our discerning clientele:

Tax Efficiency
The strategy stands out for its tax efficiency. With the flexibility to harvest tax losses, you can offset losses against capital gains, optimizing your tax implications.
Reduce Tracking Error
Tracking error can erode net returns and arises because many index mutual funds and index ETFs do not own the exact index, but rather approximate it to reduce their own costs. With direct indexing, every stock is held at the appropriate weight.
Bespoke Portfolios
Tailor your investments to mirror your unique financial goals and risk appetite. Direct Indexing allows investors to modify their portfolio relative to the index weightings to slightly overweight or underweight certain holdings or sectors, creating what is known as a tilt

The Lumida Advantage

In a world where the traditional 60/40 portfolio no longer suffices, Lumida stands as a beacon for those seeking more.

Our clients, with their insatiable thirst for knowledge and clarity, recognize the potential of niche asset classes and emerging technologies.Lumida's mission is clear: to guide you beyond the ordinary, helping you achieve the extraordinary.

With institutional-grade insights and an unwavering dedication, Lumida is more than just an investment advisor;
we're your partner in achieving financial brilliance.

Digital Assets Strategies

In the rapidly evolving financial landscape, digital assets have emerged as a potent force, redefining the way we perceive investments. Lumida, with its forward-thinking approach, crafts bespoke portfolios in digital assets, meticulously aligning with your investment objectives, risk appetite, and liquidity needs.

Digital Asset Opportunities

Unprecedented Returns
Over the past decade, certain digital assets like Bitcoin have witnessed exponential growth, offering returns that traditional assets seldom match.
Diversification Potential
Bitcoin ETFs are inevitable. International regulators - from Singapore to Hong Kong - are embracing Digital Assets. BlackRock sees Bitcoin as an 'International Asset'.
Trend following strategies that focus on upside capture and limit the downside may do well.
Long-Term Prospects
Being in their nascent stages, digital assets present a long runway for growth, promising exciting prospects for early adopters.
Digital assets, underpinned by blockchain technology, promise a transformative impact on finance.

Digital Asset Challenges

Security Concerns
The digital realm has its share of vulnerabilities, including potential frauds.
Volatility
The digital asset market can be highly unpredictable, with prices experiencing significant fluctuations.
Regulatory Dynamics
The regulatory framework for digital assets is in flux, adding an element of uncertainty.
Like all investments, digital assets come with their set of challenges.

The Lumida Advantage

In a world where the traditional 60/40 portfolio no longer suffices, Lumida stands as a beacon for those seeking more.

Our clients, with their insatiable thirst for knowledge and clarity, recognize the potential of niche asset classes and emerging technologies.Lumida's mission is clear: to guide you beyond the ordinary, helping you achieve the extraordinary.

With institutional-grade insights and an unwavering dedication, Lumida is more than just an investment advisor;
we're your partner in achieving financial brilliance.

The Lumida Advantage

Client-First Approach

As a fiduciary, we embody a client-first ethos.

We are not a broker-dealer like the big banks which have conflicts of interest and earn hidden fees for pushing internal products or winning investment banking mandates.

Lumida is a fee-only advisor. Our interests are aligned with yours. Our solutions are tailored to your objectives. We do not take a cookie-cutter approach prevalent in traditional wealth management.

LEARN MORE

Expertise in Alternatives

Our investment motto is "Invest Beyond the Ordinary” which refers to our focus on Alternative Investments. Our team and advisors backgrounds have expertise in Credit Strategies, Private Equity, and Digital Assets.

We tap into a distinguished network of top-tier investment professionals, each with deep insights and leadership in their respective fields. These fields include Venture Capital, Biotechnology, and AI / Semiconductors.

LEARN MORE

Your Financial Quarterback

Lumida takes the stress off managing your investments, giving you more time for family, hobbies, and other important things. We offer a quarterback service.

The quarterback will work with your tax advisors, estate attorneys, bookkeepers and insurance agents to give your time back and drive your agenda forward. We ensure seamless execution from K-1 collection to sub-doc handling, all while optimizing cash and liquidity management to meet your financial aspirations.

LEARN MORE

Preserving and Growing a Legacy

Lumida offers an extensive wealth management strategy that puts yourfinancial stability first. For you and your family, our individualized estate planning and insurance services helps secure your assets.

We collaborate closely with you to develop individual strategies that suit your values and objectives, supporting you throughout your entire financial journey. You can count on our committed staff to handle your wealth properly now and for the good of future generations.

LEARN MORE

About Us

We are a digitally native, independent investment advisor specializing in alternative investments and digital assets.

Essentially, Lumida Wealth is our response to the need for a more integrated and client-first approach in wealth management.

We're committed to putting our clients' interests first and eagerly await the opportunity to guide others on their journey to managing wealth and legacy.

Our circle of excellence is the intersection of finance and technology. We bring decades of direct operating and investing experience across private funds, hedge funds, and banks.

We have a deep understanding of both the traditional financial world and the innovative technologies that are shaping the future of investing.

What we do

Our approach is centered on three pillars

Endowment-style Investing
We invest across asset classes with a preference for tax-efficient alternative investments. We prefer niche, capacity constrained, strategies with a capital imbalance or dislocation.
Excellent Service
Clients have a dedicated professional that is focused on helping them achieve their financial and health goals.
Connecting Wealth & Health
We provide integrated solutions to individuals and families for growth, management, and preservation of wealth, health, and legacy.
Our approach is holistic. We start by deeply understanding our clients’ wealth, health, and legacy objectives.

...built by a team of crypto-native investment professionals.

We offer financial planning to balance cash flow management with investment objectives

How we do it
We are a fiduciary, not a commission incentivized broker, which allows us to source and provide our clients access to products and services best fit for their particular needs.

We structure endowment style investing that balances capital appreciation with income generation through a multi asset class investment strategy.

We focus on investment themes that we believe are changing the way the world operates.

We support our clients full legacy management, creating wealth and health blueprints to guide everything from wealth creation to healthspan maintenance to trust and estate planning and insurance structuring.

We dedicate significant resources to high touch client support so that our clients get back their time and have peace of mind.
The Lumida Advantage

The Lumida Advantage

Client-First Approach

As a fiduciary, we embody a client-first ethos.

We are not a broker-dealer like the big banks which have conflicts of interest and earn hidden fees for pushing internal products or winning investment banking mandates.

Lumida is a fee-only advisor. Our interests are aligned with yours. Our solutions are tailored to your objectives. We do not take a cookie-cutter approach prevalent in traditional wealth management.

Expertise in Alternatives

Our investment motto is "Invest Beyond the Ordinary” which refers to our focus on Alternative Investments. Our team and advisors backgrounds have expertise in Credit Strategies, Private Equity, and Digital Assets.

We tap into a distinguished network of top-tier investment professionals, each with deep insights and leadership in their respective fields. These fields include Venture Capital, Biotechnology, and AI / Semiconductors.

Your Financial Quarterback

Lumida takes the stress off managing your investments, giving you more time for family, hobbies, and other important things. We offer a quarterback service.

The quarterback will work with your tax advisors, estate attorneys, bookkeepers and insurance agents to give your time back and drive your agenda forward. We ensure seamless execution from K-1 collection to sub-doc handling, all while optimizing cash and liquidity management to meet your financial aspirations.

Preserving and Growing a Legacy

Lumida offers an extensive wealth management strategy that puts yourfinancial stability first. For you and your family, our individualized estate planning and insurance services helps secure your assets.

We collaborate closely with you to develop individual strategies that suit your values and objectives, supporting you throughout your entire financial journey. You can count on our committed staff to handle your wealth properly now and for the good of future generations.

WHAT WE’VE BUILT

Individuals

Understanding that each individual has a unique financial path, we offer personalized guidance and strategies to navigate the complexities of personal wealth management.

Institutions

For institutions, we offer strategies as robust as your foundations. We understand  challenges in institutional finance and offer specialized support for DAOs/Protocols, Endowments, and Pensions.

Family Offices

The world of family offices is not just about managing wealth; it's about preserving a legacy.

What we do

Endowment-style Investing
We invest across asset classes with a preference for tax-efficient alternative investments. We prefer niche, capacity constrained, strategies with a capital imbalance.
Excellent Service
Clients have a dedicated professional that is focused on helping them achieve their financial and health goals. Building trusting relationships and providing outstanding service are our two main objectives.
Connecting Wealth & Health
We offer families and individuals solutions to help them manage, grow, and safeguard their health and wealth. Since we think that true wealth includes both good health and financial security.
Our approach is holistic. We start by deeply understanding our clients’ wealth, health, and legacy objectives.